1. 1 year ago 

   WHAT IS A PERMIT BOND?

   When a contractor is required to obtain a permit from a city or town for a project many times a permit bond will be required. Permit Bonds are a sub-category of bonding. These commercial bonds guarantee that the contractor will obey all statutes, codes and ordinances required by the local government. Such bonds provide payment to the local government or, in some instances to third parties, for loss or damage resulting from violations by the licensee of the duties and obligations imposed upon him or her. These bonds are required before a permit is granted.

   There are several different types of permit bonds, each guaranteeing something unique, and with its own amount of risk in the eyes of the bonding companies. For these reasons the rates vary from bond to bond. The usual cost for most of these bonds is $100. If you have less than perfect credit, or are just starting out and have no credit, please apply for our bad credit surety bond program. This program has higher rates, but allows those who would not typically bonded to get approved.

   Not all cities or towns require permit bonds. When you file your paperwork to pull your permit you will find out if a bond is required. These bonds are as a general rule are good for one year and are valid for all jobs in that city or town. If you do work in another city or town you would be required to obtain a new bond for each city or town.

   In most cases time is of the essence in obtaining Permit Bonds. When you do business with FIDELITYANDSURETYBONDS.COM you deal with a company that only writes bonds. Our expert staff will get you a bond the same day.

   With FIDELITYANDSURETYBONDS.COM you will build a long term relationship.
   Once established you will be able to get subsequent bonds in minutes!

   If you deal with your local agent, bonding is just an afterthought to your local agents business. Most agents are unfamiliar with the bonding. Do not let their inexperience cause you delays because of the specialized nature of the bonding business. At FIDELITYANDSURETYBONDS.COM we have years of experience in dealing with the complexities of getting bonded. Our agents know the “ins and outs” of the bonding process.

   Using an inexperienced agent can cost you time and more importantly money. Go with the best FIDELITYANDSURETYBONDS.COM.

2. 1 year ago 

   WHAT IS A SURETY BOND?

   In its simplest form a surety bond is a contract among at least three parties. The first is designated the “OBLIGEE”, which is generally the party requesting you to get a bond for work you are about to perform or to guarantee that you will perform some obligation. The second is designated the “PRINCIPAL”, this is going to be you the party who will be performing the contractual obligation. Finally there is the “SURETY”, this is the company that will assure the OBLIGEE that you you will meet your contractual obligations.

   The simplest way to explain a Surety Bond is that if you do not preform what you contracted to perform the SURETY will perform the contract.

   The PRINCIPAL (you)will pay a premium (usually annually) in exchange for the bond. In the event of a claim, the surety will investigate it. If it turns out to be a valid claim, the surety will pay it and then turn to the PRINCIPAL for reimbursement of the amount paid on the claim and any legal fees incurred.

   What are the different types of Surety Bonds?

   There are many different types of Surety Bonds. The most common are Bid, Performance and Payment, License and Permit and Lost Instrument Bonds.

3. 1 year ago 

   Things To Consider When Searching For Bid Bond Quote

   When bidding on most jobs where a Governmental Entity is the owner a bid bond will be required. The bid bond protects the Governmental Entity from unqualified bidders.

   In most cases time is of the essence in obtaining bid bonds. When you do business with FIDELITYANDSURETYBONDS.COM you deal with a company that only writes bonds. Our expert staff can in some circumstances get you a bond the same day.

   With FIDELITYANDSURETYBONDS.COM you will build a long term relationship.
   
   Once established you will be able to get subsequent bonds the same day!

   If you deal with your local agent, bonding is just an after thought to your local agents business. Most agents are unfamiliar with the bonding and are uniformed to the specialized nature of the bonding business. At FIDELITYANDSURETYBONDS.COM we have years of experience in dealing with the complexities of getting bonded. Our agents know the “ins and outs” of the bonding process.

   Using an inexperienced agent can cost you a job and more importantly money. The reason is that once a bond company declines your submission other bonding companies will be alerted to this fact and will decline your account without even a review of your application. An experienced agent will be able to sell your application to the underwriter and will be able to place your application with the proper Surety company. Studies have shown almost 29% of declinations, of first time applications can be avoided if the client went with an experienced agent. Do not let your business be in that 29%

   At FIDELITYANDSURETYBONDS.COM there is generally only a $50 charge for a bid bond. With some companies there is only an annual credit check of $100, with any bid bonds issued at no cost. Also as a courtesy to our clients these amounts will be credited against the cost of any Payment and Performance Bond Issued.

   If you have any questions about Bid Bonds or any other type of bond Call us Toll Free at 866-786-8340 or emails us atINFO@FIDELITYANDSURETYBONDS.COM.

4. 1 year ago 

   Bid Bonds for Public Works Projects

   In almost all cases when a contractor is going to submit a bid for any project that is funded with public funds a bid bond will be required. Most of the public construction work is accomplished by private sector firms. These jobs are awarded to the lowest responsive bidder through a competitive sealed bid system. Surety bonds play a vital role in making the bidding process work.

   The use of the Bid Bond is to keep unqualified bidders out of the bidding process by assuring the contractor will honor its bid and will sign all contract documents if awarded the contract.  Further it shows that the contractor will be able to provide the required performance and payment bonds if awarded the job. If the lowest bidder fails to honor these commitments, the owner is protected, up to the amount of the bid bond, usually for the difference between the low bid and the next higher responsive bid. In most cases this going to be five to twenty percent of the bid amount.  The use of corporate surety bonds makes it possible for the government to use private contractors for public construction projects under a system where the work is awarded to the lowest responsive bidder. Political influence does not come into play and the government is protected against financial loss if the contractor defaults. An added benefit is that certain laborers, material suppliers and subcontractors have a remedy if they are not paid, all without consequence to the taxpayer.

   In most cases a cashier’s check can be submitted with the bid in lieu of the bond.  This can be a risky way to proceed, as the contractor would lose the money if they were unable to secure the payment and performance bonds. This method is sometimes used when time is short and the contractor is unable to secure the bid bond in time for the bid deadline.

   The cost of the bid bonds for our clients are no more than $50 per bond, which we will refund if you are the successful bidder and secure the payment and performance bond with FidelityandSuretyBonds.com.

   For bid bonds under $250,000 we have a simple one page application, that is based almost exclusively on the owner’s personal credit.  The Owners credit score should be 700 or greater.  We can normaly get you your bid bond within 24 hours of a completed application.

5. 1 year ago 

   8 Reasons Why Your Dealership Should Be on Facebook!

   Dealing with the growing set of social media outlets can be daunting for auto dealers. However, ignoring these trends could mean passing up a great marketing opportunity. To put this latest trend into perspective, consider where you and your business were twenty years ago when the internet was relatively new. Not many dealerships had a website to promote their business.  Over time, dealerships realized the potential of having a website.  Today, most dealerships have at least a basic presence on the web.   Marketing tools are evolving with the times, and the ways dealerships promote themselves must evolve accordingly.
   
   While Facebook may have started as a social site, it has become a marketing tool that dealerships should not ignore. There is a lot to be gained from this latest marketing phenomenon, and nothing to be lost. 
   
   Here are 8 good reasons why your dealership should be on Facebook:
   
   1) You’ll get to know potential customers.
   Remember, Facebook is first and foremost a social site. Regardless of how many cars you have on the lot, sometimes it’s who you know that closes the sale. Welcoming potential customers to your Facebook page develops friendships and creates opportunities for getting to know one another.
   
   2) You can invite satisfied customers to become your “fans.”
   Nothing boosts a dealership’s reputation like a customer endorsement or referral.  Customers like to share their experiences. Happy customers share happy experiences. Invite your customers to become “fans” on your Facebook page.  Collect great testimonials by asking your satisfied customers to upload pictures of their purchased vehicles, along with a nice comment. These testimonials are probably worth ten times more than any ad you create or buy.
   
   3) You’ll reach new target audiences.
   Millions of people already belong to Facebook, with hundreds, even thousands more joining every day.  Did you know that the largest and fastest growing demographic segment on Facebook is women and many earn annual salaries exceeding $60,000?  And don’t forget that fifty percent of car buying decisions are made by women! Can you afford to ignore these opportunities?
   
   4) You can connect with other dealers.
   In addition to making connections with prospective customers and new “fans” on Facebook, you can meet other dealers and vendors.  As peers and business associates, other dealers can provide invaluable tips, contacts, and insights into your business.  Facebook provides the ultimate networking opportunity with people around the globe.
   
   5) You’ll enjoy more exposure at no extra cost.
   It’s been said that if Facebook achieves national status, it would be the 3rd largest nation in the world with its ever-growing user base. Facebook offers dealerships more opportunities to connect with potential customers than your business would ever attain through more traditional advertising methods (i.e. newspapers, magazines, billboards, television commercials). Andhaving a presence on Facebook doesn’t cost you a dime. 
   
   6) You’ll stay ahead of the competition.
   If not already, then sooner or later, your competition will be on Facebook. Today, lagging behind the social technology bandwagon can be fatal to your business. Create a first-mover advantage and join the growing community of Facebook.  Now is the time to distinguish your dealership from dealers who are still thinking about joining Facebook. The earlier you start, the farther ahead you’ll be when more of your competitors decide to join.
   
   7) You can enjoy search engine optimization (SEO).
   Search engines like Google rank websites by the quality of links attached to that site. All dealers want to see their websites show up on the first page of a Google search.  One of most important criteria Google uses in ranking websites is the quality of incoming links to a website. Because Facebook has millions of users, it is a highly ranked site. Creating a page on Facebook and linking that page to your dealership website provides an instant boost to your optimizing efforts.  Google also indexes your Facebook page, giving your dealership yet another avenue for showing up in Google’s results.
   
   8) You’ll reduce the chance of your promotions being ignored or “spammed.”
   When you post a special event, sale, or promotion on your Facebook page, your message gets delivered…without fail.  There is no threat of your promotion being flagged as “spam” mail or getting caught in email filters.  Advertising cannot get better than this.
   
   Author’s Caveat: There is a learning curve attached to becoming a member of Facebook community, just as there is a learning associated with any new tool or joining any new community.  But, the earlier you start, the farther ahead you’ll be when more of your competitors decide to join.
   
   About the Author: Syed Azam is the president of AutoJini.com, a leading provider of website solutions for auto dealers. He can be reached at syed@AutoJini.com or 515-770-6395.

   

6. 2 years ago 
   Personalized Bath Towels
7. 2 years ago 

   Card

   The younger generation seems to be into the singing cards and personalized holiday cards. Retail stores rarely carry the variety of holiday cards people want let alone any service for custom holiday cards.  And, there are new outlets for such items like custom Christmas recipe cards for all generations. Some of the most popular cards are designed for teenagers and include both the custom photo holiday cards and the customized Christmas recipe cards. In this digital age, teens are likely to put their pictures on anything. So, allowing customers to create their own personalized photo holiday cards and/or personalized xmas recipe cards is the way to go.

   Holiday photo cards especially personalized photo Christmas cards are attractive gifts for the elder population as well. This population is getting more hip to the use of digital cameras and computer software. If you ever get a chance to visit a retirement community around Christmas time, what you may find is a lot of sharing of personalized Christmas cards from family and friends. Once a tight community like this gets a hold of an idea like custom photo Christmas cards, the mere phenomenon of Christmas photo cards or any custom Christmas cards start to spread like wildfire. 

   An old tradition that is still very trendy is customized holiday recipe cards. Today’s televised cooking shows inspire many of us to create our own personalized holiday recipe cards. And Christmas is a great time to turn those personalized Christmas recipe cards into cookbooks.  Here’s an idea – what about using grandma’s favorite Christmas recipes to create a cookbook that contains personalized xmas cards or even better, personalized  photo xmas cards with pictures of Grandma in the kitchen cooking her famous apple pie. You know. It‘ll be something like the new movie “Julie & Julia” about Julia Child’s love for food and cooking. So instead of giving family members just custom xmas cards, custom photo xmas cards, or even custom xmas recipe cards, why not combine all of these into one great cookbook. It could turn out to be a bestseller. Then, when you become famous like Julia Child, you can start your own line of xmas photo cards and customized xmas recipe cards. 

Personlaized Stationery and Christmas Gifts
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